Worker’s Compensation Protects YOU, as well as your Employees
is required by law in most states if your business meets certain employment requirements. For instance, in the state of Wisconsin if you employ 3 or more employees or pay more than $500 in annual payroll you are required to provide Worker’s Compensations insurance. Worker’s Compensation is designed as a no-fault coverage for employers in case of an employee injury in the course of employment.
Worker’s Compensations is designed to cover injury or illness caused by something that is an occupational hazard. It will cover medical costs for an employee for anything illness or injury related attributed to their employment. It will typically also cover ongoing care such as rehabilitation as well as funeral expenses and death benefits to the family of the deceased.
Worker’s Compensations will also cover any lost wages during recovery from any job-related injury or illness. There is usually a return to work program designed to proactively move employees back into the workforce