Auto insurance is a necessary tool to protect your loved ones and your property.  At the same time, you need auto insurance in the event that you cause harm to others or damage the property of others while heading out on your daily jaunts.  Point blank – it’s a pretty critical item to have in your arsenal.

Hey, it is easy and convenient to shop for auto insurance online, that is, purchase insurance from a carrier online.  Here’s the rub, are you sure that you made the right selections on the carrier’s website screens?  Are you sure that you have the kind of protection that you chose for your unique circumstances was really what you need?

Unfortunately, a great number of people start clicking in the name of “I just want to get this over with“.   ntered in the online form, and that the policy that you were quoted will insure everything that is important to you.  (PSST:  humans are better!)Telematics is the new buzzword for a way to earn discounts of 5%, and up to 30%.  In essence, insurance carriers are starting to separate the “bad” or “marginal” drivers from the others.   The result is that driving “well” really does pay, in the form of discounts each time you renew.  Some give 5% or 10% just for installing the small telematics devices in your vehicle(s).  Also, some carriers can use your phone as a convenient telematics device.  So, if you can avoid fast takeoffs and hard braking, get ready to pay less for your auto insurance renewals.  Ask your KMKInsure agent for details.