General Liability

General LiabilityWhat this is: This is a specific name for a “first line” of coverage that a business typically purchases, and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations, personal and advertising injury, and medical payments Insurance covers the assets in case of injury on the premises. If visitors or patients get injured on the premises general liability covers the business to protect against third-party lawsuits in the event of bodily injury, property damage and personal injury claims

Accidents Do Happen!

General liability insurance covers the assets in case of injury on the premises. If visitors or patients get injured on the premises general liability covers the business to protect against third-party lawsuits in the event of bodily injury, property damage and personal injury claims. General liability is often considered your base liability coverage for your business.

General liability insurance is typically the insurance coverage that picks up the costs of lawyers’ fees, Court expenses, settlements, Judgments, if the case goes to trial and you’re found liable for wrongdoing. Many times these costs can outstrip the actual damages.

“There cannot be a crisis next week. My schedule is already full.”

Henry A. Kissinger

Key benefits

Business is risky.
General liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy.
Lawsuits, Investigations, & Settlements
If damages are filed against you, all of these costs can be covered as well as bonds if they must be subsequently posted.
Injury damages
Bodily injury or property damages from:
Accidents on your premises or from your products, your operations, or advertising for your business.
Miscellaneous
Cover such things as advertising injury in the event your company’s marketing violates someone’s copyright, & much more.

Why KMK Insure?

We want to build strong relationships with our clients. Your business is important to us. Our success is tied to your success! In this fast-paced, high-tech world, successful companies are going to need trusted partnerships to continue to be successful at high levels. We’ll be working hard to be that partner for you when you need us.