Employment Practices Liability Insurance (EPLI)


Accusations of unfair treatment of employees cover all forms of personnel relations—hiring, terminations, overtime pay, leave, promotions, and inter-office relationships, to name just a few. Employment Practices Liability Insurance What this is: Employment practices liability insurance, known in the trade as EPL insurance or EPLI, provides coverage to employers against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues, such as failure to promote.(EPLI) is designed to pay for legal costs, settlements and damages associated with employment practices damages.


Professional Liability Insurance

Don’t leave anything to chance

Complaints of sexual harassment, and racial & gender discrimination have become commonplace. Organizations accused of employment practices violations can face costly penalties expensive defense fees.

The Americans with Disabilities Act and the Family Medical Leave Act have defined specific areas for employers in which employees cannot be discriminated against or they risk a lawsuit. EPLI coverage protects employers from such lawsuits.

These lawsuits can run into the millions and based up hearsay or “he said,” “she said,” Claims can include: Sexual harassment, Wrongful termination of employment, Slander or libel, Discrimination based on age, gender, religion, race, or sexual orientation, Mismanagement of employee benefits, Wrongful discipline, Breach of an employment contract, Privacy invasion, Emotional or mental distress, as well as Decisions related to hiring, promotions, or compensation.


“People will generally accept facts as truth only if the facts agree with what they already believe.”

Andy Rooney

Key benefits


  • Covers Legal Costs that Arise

    Regardless of the legal merit to law suits, there will be legal costs to your business regardless of your guilt or not. You must defend yourself and your business.

  • Protects, No Matter What

    Protects you regardless of the merit of the claims. It will cover your legal defense costs as well as any judgments or settlements that your business may be required to pay up to the policy limits.

Why KMKInsure?


We want to build strong relationships with our clients. Your business is important to us. Our success is tied to your success! In this fast-paced, high-tech world, successful companies are going to need trusted partnerships to continue to be successful at high levels. We’ll be working hard to be that partner for you when you need us.

Reach Out to KMKInsure


The insurance specialists at KMKInsure are here to help you with your business needs.

To start, simply click the button below to complete a simple contact page.  A KMKInsure specialist will

contact you within one business day.  Thank you for allowing us the opportunity to serve you, and your company!

(844) 256-5477
106 South Beaumont Road
Prairie du Chien, WI 53821

Reach Out to the KMKInsure Team