Commercial Auto

Commercial vehicle insurance covers cars, trucks, and vans used in conducting your business. Small & Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy. Depending on the carrier, it can also cover other equipment such as farm equipment in some cases.

Commercial Auto Insurance

What is “Commercial Auto?”

This term may seem a little confusing to some because the word “auto” is included. In reality, it’s about commercial vehicles of all types and used in many unique situations. While most medium to larger businesses understand all of the differences and uses for these types of coverages, many small businesses or newer businesses may be, and often are, confused about the scope and breadth of commercial insurance coverages.

Commercial Auto InsuranceOften one mistake made is to assume your regular personal auto coverage will cover business use.  While there are some insurance riders which can be attached to your personal auto policy for this purpose, they are of limited value.  If you’re in a legitimate full-time business, using your personal auto coverage with one of these riders is most likely not going to have satisfactory medical and/or liability coverage.

Depending on your type of business, you may find out that even with the rider the business was not really covered because it’s not a covered industry under the rider.  If you have employees and they drive their own vehicles for your business, even if their running and errand for you off hours, you could be liable if something happens for damages and/or liability.

Key benefits

  • Customized Coverage

    Your business is unique. You deserve unique coverage.

  • Working on a Budget

    Offering a variety of payment plans

  • Low-cost coverage for your truck during the off-season

Commercial Auto

Why KMK Insure?

We want to build strong relationships with our clients. Your business is important to us. Our success is tied to your success! In this fast-paced, high-tech world, successful companies are going to need trusted partnerships to continue to be successful at high levels. We’ll be working hard to be that partner for you when you need us.

Reach Out to KMKInsure

The insurance specialists at KMKInsure are here to help you with your business needs.

To start, simply click the button below to complete a simple contact page.  A KMKInsure specialist will contact you within one business day.  Thank you for allowing us the opportunity to serve you, and your company!

[cp_modal id=”IAmReachingOut”] Reach Out to the KMKInsure Team [/cp_modal]

(844) 256-5477
106 South Beaumont Road
Prairie du Chien, WI 53821

Reach Out to the KMKInsure Team